FDIC-Insured - Backed by the full faith and credit of the U.S. Government
|
|
Personal Accounts - Checking
PERSONAL CHECKING ACCOUNT
Minimum balance to open – The minimum balance required to open this account is $100.00.
Minimum balance to avoid a fee – If your balance is less than $200.00 on any day in the month, your account will be subject to a $5.00 Service Charge for that month. If your balance is at least $200.00 on every day but less that $300.00 on any day in the month, your account will be subject to a $4.00 Service Charge for that month. If your balance is at least $300.00 on every day but less that $400.00 on any day in the month, your account will be subject to a $3.00 Service Charge for that month. If your balance is at least $400.00 on every day but less that $500.00 on any day in the month, your account will be subject to a $2.00 Service Charge for that month. If your balance is $500.00 or more on every day in the month, we will not charge the Service Charge for that month.
Deposit limitations – You may make an unlimited number of deposits into your account.
55+ PERSONAL CHECKING ACCOUNT
Minimum balance to open – The minimum balance required to open this account is $100.00.
Deposit limitations – You may make an unlimited number of deposits into your account.
NOW ACCOUNT
Rate Information – Please contact a Bank of Crocker account representative for rate information. We may change the rate on your account at any time. Interest rate and Annual Percentage Yield are based on the daily collected balance.
- Tier 1 - $ 1,000.00 to $ 9,999.99
- Tier 2 - $10,000.00 to $49,999.99
- Tier 3 - $50,000.00 and above
Compounding and Crediting frequency – Interest will be compounded monthly.
Interest will be credited monthly into this account.
Effect of closing an account - If you close your account before interest is paid, you will not receive the accrued interest.
Daily balance computation method – Interest is calculated by the daily balance method which applies a daily periodic rate to the balance in the account each day.
Accrual of interest on noncash deposits – Interest will begin to accrue no later than the business day we receive credit for the deposit of noncash items (for example: checks) into your account.
Minimum balance to open – The minimum balance required to open this account is $1,000.00.
Minimum balance to obtain the disclosed annual percentage yield – You must maintain a minimum daily balance of $1,000.00 in your account each day to obtain the disclosed annual percentage yield.
Minimum balance to avoid a fee – If your balance is less than $1,000.00 on any day in the month, your account will be subject to a $7.50 Service Charge for that month. If your balance is $1,000.00 or more on every day in the month, we will not charge the Service
Charge for that month.
Deposit limitations – You may make an unlimited number of deposits into your account.
SUPER NOW ACCOUNT
Rate information – Please contact a Bank of Crocker account representative for rate information. We may change the rate on your account at any time. Interest rate and Annual Percentage Yield are based on the daily collected balance.
- Tier 1 - $ 2,500.00 to $ 9,999.99
- Tier 2 - $10,000.00 to $49.999.99
- Tier 3 - $50,000.00 and above
Compounding and Crediting frequency – Interest will be compounded monthly.
Interest will be credited into this account monthly.
Effect of closing an account – If you close your account before interest is paid, you will not receive the accrued interest.
Daily balance computation method – Interest is calculated by the daily balance method which applies a daily periodic rate to the balance in the account each day.
Accrual of interest on noncash deposits – Interest will begin to accrue no later than the business day we receive credit for the deposit of noncash items (for example: checks) into your account.
Minimum balance to open – The minimum balance required to open this account is $2,500.00
Minimum balance to obtain the disclosed annual percentage yield – You must maintain a minimum daily balance of $2,500.00 in your account each day to obtain the disclosed annual percentage yield.
Minimum balance to avoid a fee – If your balance is less than $2,500.00 on any day in the month, your account will be subject to a $7.50 Service Charge for that month. If your balance is $2,500.00 or more on every day in the month, we will not charge the Service Charge for that month.
Deposit limitations – You may make an unlimited number of deposits into your account.
MONEY MARKET ACCOUNT
Rate Information – Please contact a Bank of Crocker account representative for rate information. We may change the rate on your account at any time. Interest rate and Annual Percentage Yield are based on the daily collected balance.
- Tier 1 - $ 1,000.00 to $ 9,999.99
- Tier 2 - $ 10,000.00 to $ 24,999.99
- Tier 3 - $ 25,000.00 to $ 49,999.99
- Tier 4 - $ 50,000.00 to $ 74,999.99
- Tier 5 - $ 75,000.00 to $ 99,999.99
- Tier 6 - $100,000.00 and above
Compounding and Crediting frequency – Interest will be compounded monthly. Interest will be credited to this account monthly.
Effect of closing an account – If you close your account before interest is paid, you will not receive the accrued interest.
Daily balance computation method – Interest is calculated by the daily balance method which applies a daily periodic rate to the balance in the account each day.
Accrual of interest on noncash deposits – Interest will begin to accrue no later than the business day we receive credit for the deposit of noncash items (for example: checks) into your account.
Minimum balance to open – The minimum balance required to open this account is $2,500.00.
Minimum balance to obtain the disclosed annual percentage yield – You must maintain a daily balance of $1,000.00 in you account each day to obtain the disclosed annual percentage yield.
Minimum balance to avoid a fee – If your balance is less than $2,500.00 on any day in the month, your account will be subject to a $7.50 Service Charge for that month. If your balance is $2,500.00 or more on every day in the month, we will not charge the Service Charge for that month.
Deposit limitations – You may make an unlimited number of deposits into your account.
Transaction limitations – During any calendar month or statement cycle of at least four weeks, you may not make more than six withdrawals or transfers to another account of yours or to a third party by means of a preauthorized or automatic transfer or telephone order or instruction If you exceed the transfer limitations set forth above in any statement period, your account may be subject to closure by the financial institution.
PLATINUM ELITE MONEY MARKET ACCOUNT
Rate Information – Please contact a Bank of Crocker account representative for rate information. We may change the rate on your account at any time. Interest rate and Annual Percentage Yield are based on daily collected balance.
- Tier 1 - $ 25,000.00 to $ 99,999.99
- Tier 2 - $100,000.00 and above
Compounding and Crediting frequency – Interest will be compounded monthly. Interest will be credited to this account monthly.
Effect of closing an account – If you close your account before interest is paid, you will not receive the accrued interest.
Daily balance computation method – Interest is calculated by the daily balance method which applies a daily periodic rate to the balance in the account each day.
Accrual of interest on noncash deposits – Interest will begin to accrue no later than the business day we receive credit for the deposit of noncash items (for example: checks) into your account.
Minimum balance to open – The minimum balance required to open this account is $25,000.00.
Minimum balance to obtain the disclosed annual percentage yield – You must maintain a minimum daily balance of $25,000.00 in your account each day to obtain the disclosed annual percentage yield.
Minimum balance to avoid a fee – If your balance is less that $25,000.00 on any day in the month, your account will be subject to a $20.00 Service Charge for that month. If your balance is $25,000.00 or more on every day in the month, we will not charge the Service Charge for that month.
Deposit limitations – You may make an unlimited number of deposits into your account.
Transaction limitations – During any calendar month or statement cycle of at least four weeks, you may not make more than six withdrawals or transfers to another account of yours or to a third party by means of a preauthorized or automatic transfer or telephone order or instruction If you exceed the transfer limitations set forth above in any statement period, your account may be subject to closure by the financial institution.